Labour Welfare Fund (LWF)
KS&CE Workers Welfare Fund registration, monthly contributions, and employee allowance claims.
KS&CE Workers Welfare Fund Board
The Kerala Shops and Commercial Establishments Workers Welfare Fund Board was constituted to secure the well-being, relief, and pensions of employees and self-employed individuals who come under the purview of the KS&CE Act of 1960. It offers wide-ranging social benefits to workers who are not covered under other central insurance systems.
Eligibility & Contribution Rates
Age Window: Employees and self-employed shop workers aged between 18 and 55 years are eligible to register as members.
Service Requirement: The employee must have completed at least three (3) months of continuous service in an establishment covered under the KS&CE Act.
| Remittance Share | Monthly Amount |
|---|---|
| Employee Contribution Share | Rs. 20.00 |
| Employer Matching Contribution | Rs. 20.00 |
| Total Monthly Remittance | Rs. 40.00 |
Key LWF Member Allowances & Pensions
Welfare Pension
Eligible at 60 years of age or if unable to work due to permanent illness, after 10 consecutive years of subscription.
Maternity Allowance
Up to Rs. 15,000 (or 3 months' salary, whichever is lower) for delivery, and 6 weeks' wages for abortions. (Max 2 claims, min 1-year membership, not covered under ESI).
Marriage Allowance
Rs. 5,000 to meet marriage expenses for a member's daughter, or for an unmarried female member's own marriage (requires 3-year membership).
Treatment & Education support
Up to Rs. 10,000 treatment allowance for serious illnesses and government-approved children's education grants.
Death & Ex-gratia Claims
Rs. 5,000 to Rs. 20,000 death benefits for families of deceased workers, and Rs. 1,000 ex-gratia for immediate family members.
LWF Solutions We Provide
- Establishment Enrollment and Welfare Fund Board Registration
- Registration of employees as Welfare Fund members
- Employee exit logging and markers updates
- Monthly contribution preparation and online remittance
- Advisory on inspections and welfare board audit queries